Are we treating practising Buddhism like a business-like transaction?

General Buddhism | 佛法研讨
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Sadly, I do. I expect that my prayers and actions will result swiftly in good things happening to me. And I am disappointed and demoralised when bad things continue to happen, causing me to question if I should continue with my practice.

Master Ri-Chang disputes this in his Lamrim commentary:

这是为什么我们必定要正确地认识，如理地思惟的。要不然大家没有正确的这个认识，总把修行看成功什么？好像现修，现买现卖一样，对这个因果概念都弄不清楚，那个就错了，那完全错了！因为你因果概念弄不清楚，所以总觉得修行好像跑得来，这是一件应该快乐的事情嘛，跑得来要坐享其成，天下哪有这样的事情！绝不可能，自然而然你就不可能─小苦都忍不住，何况是大苦啊，前面这个整个的谈不到啦！
BW Monastery 吉祥宝聚寺 — 第121卷A面

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Venerable Ru Jun brings up Master Ri-Chang’s discourse on this topic.

Video starts from the 4 min 44 sec mark:

一般人來：「什麼？我學了佛，沒有保佑我，怎麼反而還要受這個障礙！」我們很多人都會有這樣的現象。我們把佛法看成功就像今天世間上面大家做小販的：我給你三塊錢，你給我三塊錢東西，我給了你十塊錢，你得給我十塊錢的東西。我們把學佛法想成個現前的交易一樣，好像我今天供養了你三斤香蕉，等一下你就應該來加持我，讓我發一個大財，就這麼荒唐法！對佛法的深厚的內涵都不清楚。佛法正規地講都講業，這個業前面是非常的深厚的因緣，絕不是眼前的。

To address this fault of treating my practice like a business-like transaction and expecting instant gratification, I must read and contemplate more on Karma and understand its real meaning.